Allegheny Real Estate
www.AlleghenyRealEstate.com
Allegheny Real Estate - (724) 548-5464

Loan Amortization




Monthly P/I: $110.24  Total Interest: $17,277.74
Monthly T/I: $0.00  Total Principal: $22,410.00
Payment: $110.24 Total P/I: $39,687.74

This information was calculated for a 30 year loan of $24,900.00 with a downpayment of $2,490.00 at a rate of 4.25%. The yearly taxes were added at $0.00 and yearly insurance at $0.00.

PaymentNoPaymentDateInterestPrincipalP/IT/IBalance
112/2020$79.37$30.87$110.24$0.00$22,379.13
21/2021$79.26$30.98$110.24$0.00$22,348.14
32/2021$79.15$31.09$110.24$0.00$22,317.05
43/2021$79.04$31.20$110.24$0.00$22,285.84
54/2021$78.93$31.31$110.24$0.00$22,254.53
65/2021$78.82$31.43$110.24$0.00$22,223.10
76/2021$78.71$31.54$110.24$0.00$22,191.57
87/2021$78.60$31.65$110.24$0.00$22,159.92
98/2021$78.48$31.76$110.24$0.00$22,128.16
109/2021$78.37$31.87$110.24$0.00$22,096.28
1110/2021$78.26$31.99$110.24$0.00$22,064.30
1211/2021$78.14$32.10$110.24$0.00$22,032.20
1312/2021$78.03$32.21$110.24$0.00$21,999.98
141/2022$77.92$32.33$110.24$0.00$21,967.66
152/2022$77.80$32.44$110.24$0.00$21,935.22
163/2022$77.69$32.56$110.24$0.00$21,902.66
174/2022$77.57$32.67$110.24$0.00$21,869.99
185/2022$77.46$32.79$110.24$0.00$21,837.20
196/2022$77.34$32.90$110.24$0.00$21,804.30
207/2022$77.22$33.02$110.24$0.00$21,771.28
218/2022$77.11$33.14$110.24$0.00$21,738.14
229/2022$76.99$33.25$110.24$0.00$21,704.88
2310/2022$76.87$33.37$110.24$0.00$21,671.51
2411/2022$76.75$33.49$110.24$0.00$21,638.02
2512/2022$76.63$33.61$110.24$0.00$21,604.41
261/2023$76.52$33.73$110.24$0.00$21,570.68
272/2023$76.40$33.85$110.24$0.00$21,536.84
283/2023$76.28$33.97$110.24$0.00$21,502.87
294/2023$76.16$34.09$110.24$0.00$21,468.78
305/2023$76.04$34.21$110.24$0.00$21,434.57
316/2023$75.91$34.33$110.24$0.00$21,400.24
327/2023$75.79$34.45$110.24$0.00$21,365.79
338/2023$75.67$34.57$110.24$0.00$21,331.22
349/2023$75.55$34.70$110.24$0.00$21,296.52
3510/2023$75.43$34.82$110.24$0.00$21,261.70
3611/2023$75.30$34.94$110.24$0.00$21,226.76
3712/2023$75.18$35.07$110.24$0.00$21,191.70
381/2024$75.05$35.19$110.24$0.00$21,156.51
392/2024$74.93$35.31$110.24$0.00$21,121.19
403/2024$74.80$35.44$110.24$0.00$21,085.75
414/2024$74.68$35.57$110.24$0.00$21,050.19
425/2024$74.55$35.69$110.24$0.00$21,014.50
436/2024$74.43$35.82$110.24$0.00$20,978.68
447/2024$74.30$35.94$110.24$0.00$20,942.74
458/2024$74.17$36.07$110.24$0.00$20,906.66
469/2024$74.04$36.20$110.24$0.00$20,870.47
4710/2024$73.92$36.33$110.24$0.00$20,834.14
4811/2024$73.79$36.46$110.24$0.00$20,797.68
4912/2024$73.66$36.59$110.24$0.00$20,761.10
501/2025$73.53$36.71$110.24$0.00$20,724.38
512/2025$73.40$36.84$110.24$0.00$20,687.54
523/2025$73.27$36.98$110.24$0.00$20,650.56
534/2025$73.14$37.11$110.24$0.00$20,613.45
545/2025$73.01$37.24$110.24$0.00$20,576.22
556/2025$72.87$37.37$110.24$0.00$20,538.85
567/2025$72.74$37.50$110.24$0.00$20,501.35
578/2025$72.61$37.63$110.24$0.00$20,463.71
589/2025$72.48$37.77$110.24$0.00$20,425.94
5910/2025$72.34$37.90$110.24$0.00$20,388.04
6011/2025$72.21$38.04$110.24$0.00$20,350.00
6112/2025$72.07$38.17$110.24$0.00$20,311.83
621/2026$71.94$38.31$110.24$0.00$20,273.53
632/2026$71.80$38.44$110.24$0.00$20,235.09
643/2026$71.67$38.58$110.24$0.00$20,196.51
654/2026$71.53$38.71$110.24$0.00$20,157.79
665/2026$71.39$38.85$110.24$0.00$20,118.94
676/2026$71.25$38.99$110.24$0.00$20,079.95
687/2026$71.12$39.13$110.24$0.00$20,040.83
698/2026$70.98$39.27$110.24$0.00$20,001.56
709/2026$70.84$39.40$110.24$0.00$19,962.16
7110/2026$70.70$39.54$110.24$0.00$19,922.61
7211/2026$70.56$39.68$110.24$0.00$19,882.93
7312/2026$70.42$39.83$110.24$0.00$19,843.10
741/2027$70.28$39.97$110.24$0.00$19,803.14
752/2027$70.14$40.11$110.24$0.00$19,763.03
763/2027$69.99$40.25$110.24$0.00$19,722.78
774/2027$69.85$40.39$110.24$0.00$19,682.39
785/2027$69.71$40.54$110.24$0.00$19,641.85
796/2027$69.56$40.68$110.24$0.00$19,601.17
807/2027$69.42$40.82$110.24$0.00$19,560.35
818/2027$69.28$40.97$110.24$0.00$19,519.38
829/2027$69.13$41.11$110.24$0.00$19,478.27
8310/2027$68.99$41.26$110.24$0.00$19,437.01
8411/2027$68.84$41.40$110.24$0.00$19,395.61
8512/2027$68.69$41.55$110.24$0.00$19,354.06
861/2028$68.55$41.70$110.24$0.00$19,312.36
872/2028$68.40$41.85$110.24$0.00$19,270.51
883/2028$68.25$41.99$110.24$0.00$19,228.52
894/2028$68.10$42.14$110.24$0.00$19,186.37
905/2028$67.95$42.29$110.24$0.00$19,144.08
916/2028$67.80$42.44$110.24$0.00$19,101.64
927/2028$67.65$42.59$110.24$0.00$19,059.05
938/2028$67.50$42.74$110.24$0.00$19,016.31
949/2028$67.35$42.89$110.24$0.00$18,973.41
9510/2028$67.20$43.05$110.24$0.00$18,930.37
9611/2028$67.05$43.20$110.24$0.00$18,887.17
9712/2028$66.89$43.35$110.24$0.00$18,843.82
981/2029$66.74$43.51$110.24$0.00$18,800.31
992/2029$66.58$43.66$110.24$0.00$18,756.65
1003/2029$66.43$43.81$110.24$0.00$18,712.84
1014/2029$66.27$43.97$110.24$0.00$18,668.87
1025/2029$66.12$44.12$110.24$0.00$18,624.74
1036/2029$65.96$44.28$110.24$0.00$18,580.46
1047/2029$65.81$44.44$110.24$0.00$18,536.02
1058/2029$65.65$44.60$110.24$0.00$18,491.43
1069/2029$65.49$44.75$110.24$0.00$18,446.68
10710/2029$65.33$44.91$110.24$0.00$18,401.76
10811/2029$65.17$45.07$110.24$0.00$18,356.69
10912/2029$65.01$45.23$110.24$0.00$18,311.46
1101/2030$64.85$45.39$110.24$0.00$18,266.07
1112/2030$64.69$45.55$110.24$0.00$18,220.52
1123/2030$64.53$45.71$110.24$0.00$18,174.81
1134/2030$64.37$45.87$110.24$0.00$18,128.93
1145/2030$64.21$46.04$110.24$0.00$18,082.90
1156/2030$64.04$46.20$110.24$0.00$18,036.70
1167/2030$63.88$46.36$110.24$0.00$17,990.33
1178/2030$63.72$46.53$110.24$0.00$17,943.80
1189/2030$63.55$46.69$110.24$0.00$17,897.11
11910/2030$63.39$46.86$110.24$0.00$17,850.25
12011/2030$63.22$47.02$110.24$0.00$17,803.23
12112/2030$63.05$47.19$110.24$0.00$17,756.04
1221/2031$62.89$47.36$110.24$0.00$17,708.68
1232/2031$62.72$47.53$110.24$0.00$17,661.15
1243/2031$62.55$47.69$110.24$0.00$17,613.46
1254/2031$62.38$47.86$110.24$0.00$17,565.60
1265/2031$62.21$48.03$110.24$0.00$17,517.57
1276/2031$62.04$48.20$110.24$0.00$17,469.36
1287/2031$61.87$48.37$110.24$0.00$17,420.99
1298/2031$61.70$48.54$110.24$0.00$17,372.45
1309/2031$61.53$48.72$110.24$0.00$17,323.73
13110/2031$61.35$48.89$110.24$0.00$17,274.84
13211/2031$61.18$49.06$110.24$0.00$17,225.78
13312/2031$61.01$49.24$110.24$0.00$17,176.54
1341/2032$60.83$49.41$110.24$0.00$17,127.13
1352/2032$60.66$49.59$110.24$0.00$17,077.55
1363/2032$60.48$49.76$110.24$0.00$17,027.79
1374/2032$60.31$49.94$110.24$0.00$16,977.85
1385/2032$60.13$50.11$110.24$0.00$16,927.74
1396/2032$59.95$50.29$110.24$0.00$16,877.45
1407/2032$59.77$50.47$110.24$0.00$16,826.98
1418/2032$59.60$50.65$110.24$0.00$16,776.33
1429/2032$59.42$50.83$110.24$0.00$16,725.50
14310/2032$59.24$51.01$110.24$0.00$16,674.49
14411/2032$59.06$51.19$110.24$0.00$16,623.30
14512/2032$58.87$51.37$110.24$0.00$16,571.93
1461/2033$58.69$51.55$110.24$0.00$16,520.38
1472/2033$58.51$51.73$110.24$0.00$16,468.65
1483/2033$58.33$51.92$110.24$0.00$16,416.73
1494/2033$58.14$52.10$110.24$0.00$16,364.63
1505/2033$57.96$52.29$110.24$0.00$16,312.35
1516/2033$57.77$52.47$110.24$0.00$16,259.87
1527/2033$57.59$52.66$110.24$0.00$16,207.22
1538/2033$57.40$52.84$110.24$0.00$16,154.37
1549/2033$57.21$53.03$110.24$0.00$16,101.34
15510/2033$57.03$53.22$110.24$0.00$16,048.13
15611/2033$56.84$53.41$110.24$0.00$15,994.72
15712/2033$56.65$53.60$110.24$0.00$15,941.12
1581/2034$56.46$53.79$110.24$0.00$15,887.34
1592/2034$56.27$53.98$110.24$0.00$15,833.36
1603/2034$56.08$54.17$110.24$0.00$15,779.19
1614/2034$55.88$54.36$110.24$0.00$15,724.84
1625/2034$55.69$54.55$110.24$0.00$15,670.28
1636/2034$55.50$54.74$110.24$0.00$15,615.54
1647/2034$55.31$54.94$110.24$0.00$15,560.60
1658/2034$55.11$55.13$110.24$0.00$15,505.47
1669/2034$54.92$55.33$110.24$0.00$15,450.14
16710/2034$54.72$55.52$110.24$0.00$15,394.61
16811/2034$54.52$55.72$110.24$0.00$15,338.89
16912/2034$54.33$55.92$110.24$0.00$15,282.97
1701/2035$54.13$56.12$110.24$0.00$15,226.86
1712/2035$53.93$56.32$110.24$0.00$15,170.54
1723/2035$53.73$56.51$110.24$0.00$15,114.03
1734/2035$53.53$56.71$110.24$0.00$15,057.31
1745/2035$53.33$56.92$110.24$0.00$15,000.40
1756/2035$53.13$57.12$110.24$0.00$14,943.28
1767/2035$52.92$57.32$110.24$0.00$14,885.96
1778/2035$52.72$57.52$110.24$0.00$14,828.44
1789/2035$52.52$57.73$110.24$0.00$14,770.71
17910/2035$52.31$57.93$110.24$0.00$14,712.78
18011/2035$52.11$58.14$110.24$0.00$14,654.64
18112/2035$51.90$58.34$110.24$0.00$14,596.30
1821/2036$51.70$58.55$110.24$0.00$14,537.75
1832/2036$51.49$58.76$110.24$0.00$14,479.00
1843/2036$51.28$58.96$110.24$0.00$14,420.03
1854/2036$51.07$59.17$110.24$0.00$14,360.86
1865/2036$50.86$59.38$110.24$0.00$14,301.48
1876/2036$50.65$59.59$110.24$0.00$14,241.89
1887/2036$50.44$59.80$110.24$0.00$14,182.08
1898/2036$50.23$60.02$110.24$0.00$14,122.07
1909/2036$50.02$60.23$110.24$0.00$14,061.84
19110/2036$49.80$60.44$110.24$0.00$14,001.40
19211/2036$49.59$60.66$110.24$0.00$13,940.74
19312/2036$49.37$60.87$110.24$0.00$13,879.87
1941/2037$49.16$61.09$110.24$0.00$13,818.79
1952/2037$48.94$61.30$110.24$0.00$13,757.48
1963/2037$48.72$61.52$110.24$0.00$13,695.97
1974/2037$48.51$61.74$110.24$0.00$13,634.23
1985/2037$48.29$61.96$110.24$0.00$13,572.27
1996/2037$48.07$62.18$110.24$0.00$13,510.10
2007/2037$47.85$62.40$110.24$0.00$13,447.70
2018/2037$47.63$62.62$110.24$0.00$13,385.09
2029/2037$47.41$62.84$110.24$0.00$13,322.25
20310/2037$47.18$63.06$110.24$0.00$13,259.19
20411/2037$46.96$63.28$110.24$0.00$13,195.90
20512/2037$46.74$63.51$110.24$0.00$13,132.39
2061/2038$46.51$63.73$110.24$0.00$13,068.66
2072/2038$46.28$63.96$110.24$0.00$13,004.70
2083/2038$46.06$64.19$110.24$0.00$12,940.52
2094/2038$45.83$64.41$110.24$0.00$12,876.10
2105/2038$45.60$64.64$110.24$0.00$12,811.46
2116/2038$45.37$64.87$110.24$0.00$12,746.59
2127/2038$45.14$65.10$110.24$0.00$12,681.49
2138/2038$44.91$65.33$110.24$0.00$12,616.16
2149/2038$44.68$65.56$110.24$0.00$12,550.60
21510/2038$44.45$65.79$110.24$0.00$12,484.81
21611/2038$44.22$66.03$110.24$0.00$12,418.78
21712/2038$43.98$66.26$110.24$0.00$12,352.52
2181/2039$43.75$66.50$110.24$0.00$12,286.03
2192/2039$43.51$66.73$110.24$0.00$12,219.29
2203/2039$43.28$66.97$110.24$0.00$12,152.33
2214/2039$43.04$67.20$110.24$0.00$12,085.12
2225/2039$42.80$67.44$110.24$0.00$12,017.68
2236/2039$42.56$67.68$110.24$0.00$11,950.00
2247/2039$42.32$67.92$110.24$0.00$11,882.08
2258/2039$42.08$68.16$110.24$0.00$11,813.92
2269/2039$41.84$68.40$110.24$0.00$11,745.52
22710/2039$41.60$68.65$110.24$0.00$11,676.87
22811/2039$41.36$68.89$110.24$0.00$11,607.98
22912/2039$41.11$69.13$110.24$0.00$11,538.85
2301/2040$40.87$69.38$110.24$0.00$11,469.47
2312/2040$40.62$69.62$110.24$0.00$11,399.85
2323/2040$40.37$69.87$110.24$0.00$11,329.98
2334/2040$40.13$70.12$110.24$0.00$11,259.86
2345/2040$39.88$70.37$110.24$0.00$11,189.50
2356/2040$39.63$70.61$110.24$0.00$11,118.88
2367/2040$39.38$70.86$110.24$0.00$11,048.02
2378/2040$39.13$71.12$110.24$0.00$10,976.91
2389/2040$38.88$71.37$110.24$0.00$10,905.54
23910/2040$38.62$71.62$110.24$0.00$10,833.92
24011/2040$38.37$71.87$110.24$0.00$10,762.04
24112/2040$38.12$72.13$110.24$0.00$10,689.92
2421/2041$37.86$72.38$110.24$0.00$10,617.53
2432/2041$37.60$72.64$110.24$0.00$10,544.89
2443/2041$37.35$72.90$110.24$0.00$10,472.00
2454/2041$37.09$73.16$110.24$0.00$10,398.84
2465/2041$36.83$73.41$110.24$0.00$10,325.43
2476/2041$36.57$73.67$110.24$0.00$10,251.75
2487/2041$36.31$73.94$110.24$0.00$10,177.82
2498/2041$36.05$74.20$110.24$0.00$10,103.62
2509/2041$35.78$74.46$110.24$0.00$10,029.16
25110/2041$35.52$74.72$110.24$0.00$9,954.43
25211/2041$35.26$74.99$110.24$0.00$9,879.45
25312/2041$34.99$75.25$110.24$0.00$9,804.19
2541/2042$34.72$75.52$110.24$0.00$9,728.67
2552/2042$34.46$75.79$110.24$0.00$9,652.88
2563/2042$34.19$76.06$110.24$0.00$9,576.83
2574/2042$33.92$76.33$110.24$0.00$9,500.50
2585/2042$33.65$76.60$110.24$0.00$9,423.91
2596/2042$33.38$76.87$110.24$0.00$9,347.04
2607/2042$33.10$77.14$110.24$0.00$9,269.90
2618/2042$32.83$77.41$110.24$0.00$9,192.49
2629/2042$32.56$77.69$110.24$0.00$9,114.80
26310/2042$32.28$77.96$110.24$0.00$9,036.84
26411/2042$32.01$78.24$110.24$0.00$8,958.60
26512/2042$31.73$78.52$110.24$0.00$8,880.08
2661/2043$31.45$78.79$110.24$0.00$8,801.29
2672/2043$31.17$79.07$110.24$0.00$8,722.22
2683/2043$30.89$79.35$110.24$0.00$8,642.86
2694/2043$30.61$79.63$110.24$0.00$8,563.23
2705/2043$30.33$79.92$110.24$0.00$8,483.31
2716/2043$30.05$80.20$110.24$0.00$8,403.12
2727/2043$29.76$80.48$110.24$0.00$8,322.63
2738/2043$29.48$80.77$110.24$0.00$8,241.87
2749/2043$29.19$81.05$110.24$0.00$8,160.81
27510/2043$28.90$81.34$110.24$0.00$8,079.47
27611/2043$28.61$81.63$110.24$0.00$7,997.84
27712/2043$28.33$81.92$110.24$0.00$7,915.92
2781/2044$28.04$82.21$110.24$0.00$7,833.72
2792/2044$27.74$82.50$110.24$0.00$7,751.22
2803/2044$27.45$82.79$110.24$0.00$7,668.43
2814/2044$27.16$83.08$110.24$0.00$7,585.34
2825/2044$26.86$83.38$110.24$0.00$7,501.96
2836/2044$26.57$83.67$110.24$0.00$7,418.29
2847/2044$26.27$83.97$110.24$0.00$7,334.32
2858/2044$25.98$84.27$110.24$0.00$7,250.05
2869/2044$25.68$84.57$110.24$0.00$7,165.48
28710/2044$25.38$84.87$110.24$0.00$7,080.62
28811/2044$25.08$85.17$110.24$0.00$6,995.45
28912/2044$24.78$85.47$110.24$0.00$6,909.98
2901/2045$24.47$85.77$110.24$0.00$6,824.21
2912/2045$24.17$86.07$110.24$0.00$6,738.14
2923/2045$23.86$86.38$110.24$0.00$6,651.76
2934/2045$23.56$86.69$110.24$0.00$6,565.07
2945/2045$23.25$86.99$110.24$0.00$6,478.08
2956/2045$22.94$87.30$110.24$0.00$6,390.78
2967/2045$22.63$87.61$110.24$0.00$6,303.17
2978/2045$22.32$87.92$110.24$0.00$6,215.25
2989/2045$22.01$88.23$110.24$0.00$6,127.02
29910/2045$21.70$88.54$110.24$0.00$6,038.47
30011/2045$21.39$88.86$110.24$0.00$5,949.62
30112/2045$21.07$89.17$110.24$0.00$5,860.44
3021/2046$20.76$89.49$110.24$0.00$5,770.96
3032/2046$20.44$89.80$110.24$0.00$5,681.15
3043/2046$20.12$90.12$110.24$0.00$5,591.03
3054/2046$19.80$90.44$110.24$0.00$5,500.59
3065/2046$19.48$90.76$110.24$0.00$5,409.82
3076/2046$19.16$91.08$110.24$0.00$5,318.74
3087/2046$18.84$91.41$110.24$0.00$5,227.33
3098/2046$18.51$91.73$110.24$0.00$5,135.60
3109/2046$18.19$92.06$110.24$0.00$5,043.55
31110/2046$17.86$92.38$110.24$0.00$4,951.17
31211/2046$17.54$92.71$110.24$0.00$4,858.46
31312/2046$17.21$93.04$110.24$0.00$4,765.42
3141/2047$16.88$93.37$110.24$0.00$4,672.05
3152/2047$16.55$93.70$110.24$0.00$4,578.36
3163/2047$16.22$94.03$110.24$0.00$4,484.33
3174/2047$15.88$94.36$110.24$0.00$4,389.97
3185/2047$15.55$94.70$110.24$0.00$4,295.27
3196/2047$15.21$95.03$110.24$0.00$4,200.24
3207/2047$14.88$95.37$110.24$0.00$4,104.87
3218/2047$14.54$95.71$110.24$0.00$4,009.17
3229/2047$14.20$96.04$110.24$0.00$3,913.12
32310/2047$13.86$96.38$110.24$0.00$3,816.74
32411/2047$13.52$96.73$110.24$0.00$3,720.01
32512/2047$13.18$97.07$110.24$0.00$3,622.94
3261/2048$12.83$97.41$110.24$0.00$3,525.53
3272/2048$12.49$97.76$110.24$0.00$3,427.77
3283/2048$12.14$98.10$110.24$0.00$3,329.67
3294/2048$11.79$98.45$110.24$0.00$3,231.22
3305/2048$11.44$98.80$110.24$0.00$3,132.42
3316/2048$11.09$99.15$110.24$0.00$3,033.27
3327/2048$10.74$99.50$110.24$0.00$2,933.77
3338/2048$10.39$99.85$110.24$0.00$2,833.91
3349/2048$10.04$100.21$110.24$0.00$2,733.71
33510/2048$9.68$100.56$110.24$0.00$2,633.14
33611/2048$9.33$100.92$110.24$0.00$2,532.23
33712/2048$8.97$101.28$110.24$0.00$2,430.95
3381/2049$8.61$101.63$110.24$0.00$2,329.32
3392/2049$8.25$101.99$110.24$0.00$2,227.32
3403/2049$7.89$102.36$110.24$0.00$2,124.97
3414/2049$7.53$102.72$110.24$0.00$2,022.25
3425/2049$7.16$103.08$110.24$0.00$1,919.17
3436/2049$6.80$103.45$110.24$0.00$1,815.72
3447/2049$6.43$103.81$110.24$0.00$1,711.91
3458/2049$6.06$104.18$110.24$0.00$1,607.73
3469/2049$5.69$104.55$110.24$0.00$1,503.18
34710/2049$5.32$104.92$110.24$0.00$1,398.26
34811/2049$4.95$105.29$110.24$0.00$1,292.97
34912/2049$4.58$105.66$110.24$0.00$1,187.30
3501/2050$4.21$106.04$110.24$0.00$1,081.26
3512/2050$3.83$106.41$110.24$0.00$974.85
3523/2050$3.45$106.79$110.24$0.00$868.06
3534/2050$3.07$107.17$110.24$0.00$760.89
3545/2050$2.69$107.55$110.24$0.00$653.34
3556/2050$2.31$107.93$110.24$0.00$545.41
3567/2050$1.93$108.31$110.24$0.00$437.10
3578/2050$1.55$108.70$110.24$0.00$328.40
3589/2050$1.16$109.08$110.24$0.00$219.32
35910/2050$0.78$109.47$110.24$0.00$109.85
36011/2050$0.39$109.85$110.24$0.00$0.00
Totals: $17,277.74$22,410.00$39,687.74